Independent Loan Experts for Independent Advisors

LOANS & SERVICES

  • We provide independent Wealth Advisors and advisory firms with guidance on conventional and SBA lending options and then navigate the loan process from pre-qualification to funding.

  • When an advisor needs a loan, the best place to start the conversation is with AdvisorLoans. We try to make your first conversation with us the most unbiased, helpful, and informative loan conversation you’ll have. We’re a free outsourced lending expert on your team, managing the process and navigating obstacles from pre-approval to funding.

  • We offer consulting on both conventional and SBA loan programs. Business loan purposes include acquisitions, partner buyouts, expansion, recruiting, working capital, business debt refinancing, office build outs and renovations, and commercial real estate purchases.

    • We pioneered the "Loan Advisor to Wealth Advisor" model in 2015

    • Depth of experience and expertise in advisor acquisition lending

    • Facilitate both conventional and SBA lending

    • #1 Independent SBA lending resource for Wealth Advisors for the last 5 years

    • We're responsible for 1/3 of all advisor SBA funded dollars over the last 5 years with 156 lenders having the other 2/3

    • We care and it shows. We advocate and overcome obstacles for our clients daily

  • We provide advisors with consultation about how acquisitions and lending works and best practices, which loan program is most ideal based on the advisor’s situation and goals and why, and then if our option and proposition is what the advisor is looking for then handle everything for and with the advisor.

  • We provide consultation regarding the impacts the buyer’s acquisition loan has on the the way the deal can be structured and how the seller can get paid. We’ll share best practices for payment structures when dealing with the specific external financing options the advisor has.

    We provide free pre-qualifying for both the seller’s practice and on the buyers being considered.

    We’ll connect you with everyone and everything needed from attorneys, valuations, M&A Tax Advisors, Escrow Agents, we have worked with many vendors over the years and are happy to share recommendations to contact based on your situation. We do not receive fees for this we just want to connect you with the pros we have worked we know are good at their craft, will treat you right and charge you fairly.

  • We provide enterprise level support with tailored lending intel and support programs.

    We provide HQ and field leaders with support for loan and qualifying questions for the advisors they support or those they are trying to recruit.

  • We’re a free loan agent to our clients. The lender pays our modest one-time fee based upon the total loan amount, after the loan is closed and funded.

ABOUT ADVISORLOANS

WHAT WE DO

We provide independent lending advice we think is in the best interest of the advisor, examining conventional and SBA loan options and strategies. If we can help and you want to proceed, we’ll navigate everything to closing and provide ongoing post-closing support.

CLIENTS

  • RIAs

  • Investment Advisors

  • Financial Advisors

  • Wealth Advisors

  • Registered Reps

  • Associate Advisors

  • Servicing Advisors

  • Advisory Firms

  • Enterprise Accounts

WHY US

AdvisorLoans pioneered the loan advisor to financial advisor model nearly a decade ago, has closed hundreds of advisor loans, and is the industry’s leading independent loan advisory firm to investment advisors and firms. Check out this website, peruse our articles and testimonials, or just give us a call and you’ll have a good sense if we’re the kind of firm for you.

LOANS

  • 100% Asset Purchase

  • Partial Asset Purchase

  • 100% Equity Purchase

  • Partial Equity Purchase

  • Partnership Buy Out/In

  • Debt Refinance

  • Working Capital

  • Commercial Real Estate

WHAT WE COST

Most all our services are free or mostly free while still getting the same or better rates and deals as if an advisor went to the lender direct and did everything themselves. What we cost is nothing, but what we save advisors is time, effort, stress, and more often than you’d think the acquisition deal itself.

LOANOLOGY

Advisor Loanology is about the arts and science of advisor lending. We created it for advisors who want to dive into a particular topic(s). There is a lot of confusion, white noise and misinformation out there on advisor lending. We wanted to provide our independent perspective from having about equal exposure to both RIA and IBD channels and with both conventional and SBA lending.

HOW OUR SERVICES WORK

CONSULTING

We provide independent lending advice we think is in the best interest of the independent advisors we serve. Our consulting is laid back, unbiased, and candid. We’ll give you an immediate sense of the viability of your loan request, discuss any workarounds or red flags, and try to make sure this loan is in alignment with any strategic or future financing you may be anticipating. And of course, we’ll answer your questions and get into the weeds on anything you’re really concerned about.

NAVIGATION

You may being doing this for the first time but this is all we do. We make everything easier and gives you more time to spend with your clients. We let you know what we need from you and run the process from there. Our skill-set in this area is especially appreciated by our advisors with closing deadlines it would be a tragedy not to make because the financing got held up.

SUPPORT

We provide on-going support to advisors after the loan closes. We’re available to assist with questions about the annual covenants required, prepayments, help with any support issues with the bank, and of course future loans and loan refinancing. We support you the advisor not the bank. We look at banks kind of like you look at money managers, we love them when performing well but will move our clients (you) to a different option if not.

IF AN SBA LOAN IS NEEDED


While conventional lending is generally preferred, sometimes an SBA loan is more ideal, or the only option. SBA lending has a 25 year relationship with the investment advice industry. We have a uniquely blended SBA expertise and experience. Our founder helped introduce both Live Oak Bank and Byline Bank to the industry just over and under a decade ago. Over the last 5 years AdvisorLoans has originated 1/3 of all SBA funded dollars to investment advisors with 156 lenders making up the 2/3. Call us today if you need an SBA loan or want to develop a financing strategy around the specific opportunities SBA lending offers advisors.

WE’RE READY TO HELP

DARIN MANIS
Founder & Loan Advisor

darin@advisorloans.com

Over the last 20 years, Darin has been assisting advisors and firms in the wealth management industry for M&A, inorganic growth, and lending solutions.

MICHELLE SMITH
Relationship Manager

michelle@advisorloans.com

After 15 years as a Financial Representative and Advisor, Michelle joined AdvisorLoans in 2020. She manages the loan document processing with advisors from term sheet to closing.

If you do need an SBA loan, don’t go it alone, when you can use AdvisorLoans, for free.